Jacksonville, FL housing market report

1-year price change

-2.0%

FHFA HPI

5-year price change

+40.4%

FHFA HPI

Median home value

$343,400

Census ACS

Median household income

$79,643

Census ACS

Median gross rent

$1,513/mo

Census ACS

Owner-occupied households

66.5%

Census ACS

Metro population

1,683,960

Census ACS

30-yr mortgage rate (national)

6.43%

Freddie Mac / FRED

Q2 2021 Q1 2026

Home prices in Jacksonville are down 2.0% over the past year and up 40.4% over the past five years, per the FHFA House Price Index through Q1 2026. The metro's median home value is $343,400 against a median household income of $79,643 (Census ACS 2020-2024). 66.5% of households own their homes, and the median gross rent is $1,513 per month.

If you're buying in Jacksonville

• FHFA's price index for the metro is down 2.0% year over year, so recent sale prices have on average come in below year-ago levels.
• At the current national average 30-year rate of 6.43%, buying at the metro's median value ($343,400) with 20% down works out to roughly $1,724 per month in principal and interest, before taxes and insurance.
• The median home value here is about 4.3x the median household income.

If you're selling in Jacksonville

• Prices are down 2.0% from a year ago but still up 40.4% over five years, so owners who bought several years ago have generally seen values rise while more recent buyers may not have.
• The metro's median gross rent is $1,513 per month - one reference point if you are weighing a sale against renting the home out.
• 66.5% of households in the metro own their homes.