San Antonio, TX housing market report

1-year price change

-3.7%

FHFA HPI

5-year price change

+21.1%

FHFA HPI

Median home value

$278,800

Census ACS

Median household income

$76,213

Census ACS

Median gross rent

$1,363/mo

Census ACS

Owner-occupied households

63.3%

Census ACS

Metro population

2,662,733

Census ACS

30-yr mortgage rate (national)

6.43%

Freddie Mac / FRED

Q2 2021 Q1 2026

Home prices in San Antonio are down 3.7% over the past year and up 21.1% over the past five years, per the FHFA House Price Index through Q1 2026. The metro's median home value is $278,800 against a median household income of $76,213 (Census ACS 2020-2024). 63.3% of households own their homes, and the median gross rent is $1,363 per month.

If you're buying in San Antonio

• FHFA's price index for the metro is down 3.7% year over year, so recent sale prices have on average come in below year-ago levels.
• At the current national average 30-year rate of 6.43%, buying at the metro's median value ($278,800) with 20% down works out to roughly $1,400 per month in principal and interest, before taxes and insurance.
• The median home value here is about 3.7x the median household income.

If you're selling in San Antonio

• Prices are down 3.7% from a year ago but still up 21.1% over five years, so owners who bought several years ago have generally seen values rise while more recent buyers may not have.
• The metro's median gross rent is $1,363 per month - one reference point if you are weighing a sale against renting the home out.
• 63.3% of households in the metro own their homes.